 |
Choosing
a home to buy is a very important decision. For most individuals
or families, they will be living in this home for many years.
So how do you pick the home that you can afford now that will
offer the most value? How do you know what features are important?
And, how do you keep track of the different homes as you decide
which will best meet your needs.
The
Kleimer Company has worked with buyers just like you! Whether
you are a first time buyer or simply looking to move to a
different home, The Kleimer Company believes these suggestions
will help you during the process. A process that should be
exciting and hassle free!
So
where do you begin? The first thing to do is to select vail real estate brokers. When you are buying a home, you want
to know what properties are available, be able to see them,
and when you make your final choice, you want someone to represent
you and protect your interests. Whether it is helping you
generate the offer, reviewing the contract from the seller,
ordering inspections and appraisals, helping you find a mortgage
provider, or representing you at the closing, The Kleimer
Company is dedicated to helping you find the home you want,
at the best price, and with the fewest problems.
Once
you select a vail realestate brokers, the next step is to
get pre-qualified for a loan. The purpose of this process
is to actually pre-apply for a loan. The loan officer will
explain the various types of loans currently available and
let you know which loans would best fit your situation. You
will need to provide an employment history, credit history,
and information regarding funds available for a down payment.
By being pre-qualified, you will have the peace of mind you
want knowing the price range in which you need to be looking,
you will then make sure you are looking at the right homes,
and you will be one step ahead of other buyers. Should you
decide that you want to make an offer on a home, you will
be more credible with the sellers if they know you are already
pre-qualified for a loan.
The
Kleimer Company's next suggestion is to complete a worksheet
that identifies what you want in a home or property. The Kleimer
Company recommends you complete this form and look before buying. It will help you to remain more objective as you
"fall in love" with various properties. Simply sit down and
write down the features you want. We recommend that each person
fill out a separate list. Then you can sit down and see which
items match. You can then put all of them into one list and
prioritize each item. Don't limit yourself! Once you have
your list, you can begin to look at limiting factors such
as price or funds available for a down payment. This will
help you as you begin to narrow down your selection of homes.
Next
you will want to determine the properties that meet your needs.
The Kleimer Company will talk with you regarding the price
range, features, and location that are most appealing to you.
They will then provide you with information regarding available
properties with an overview of each of the areas. Finally,
The Kleimer Company will arrange for you to visit the properties
you have selected to give you a chance to walk through the
home, see where your furniture might go, and get a feel for
the neighborhood.
As
you look at homes, you should write down comments about each
property. This will help you to remember the features you
liked or did not like about each one.
This
list for each home would include the property address, price,
type of architecture, information regarding the living room,
dining room, and kitchen, the number of bedrooms, and bathrooms,
as well as a description of additional rooms, the floor plan
and any other additional features you want to remember.
You
will also want to make note of information on the landscaping
of the lot, type of utilities, whether or not the location
is suitable and meets your needs, and other comments such
as proximity to schools, work, shopping, parks, etc.
So
spend some time thinking about your dream home. What would
it look like? Where would it be located? What would it look
like inside? What would the neighborhood be like? What type
of home would it be (e.g., single family, duplex, townhome,
condo)? Creating this picture in your mind will help you
know when you have found the right home ‹ a home for
which you are pre-qualified to buy and that will be the home
where you begin to create new memories.
Once
you have decided on a home, you will be asked to sign a purchase
contract. This is a written document that spells out the details
that the seller and buyer have agreed to. It will include
the location, price, amount of down payment, date of possession,
list of what is included or excluded in the sale, and any
other provisions provided for by the seller or the buyer.
Your real estate professional will be available to help you
understand the contents of the document and the ramifications
of the items included in the contract.
Once
the contract is signed and accepted, numerous activities begin
which result in the closing of the transaction. This includes
formal loan application and approval, an appraisal, a survey,
title commitment and insurance, and property inspections.
All
of these activities are designed to protect you and your investment.
At the closing, final payment will be made to the seller,
all documents will be signed by the appropriate parties, and
you will receive the keys to your new home!
And,
by selecting The Kleimer Company to help with the buying process,
you are assured that you purchased your home at the best price
and with the fewest hassles.
Discover
for yourself how The Kleimer Company can help make your dream
of owning a home become a reality, and how they can make it
an enjoyable experience for you and your family.
Call
The Kleimer Company today at (970) 845-7776 or (800) 303-7355
for this free, no obligation consultation. Or, if you
prefer, you can send an email to kleimer@
kleimer.com. You can also visit their Internet site at
www.kleimer.com.
How
To Know What You Want
Need:
These are items that my new property must have! In fact, if
it does not have these items, I won't buy it.
Want:
It would sure be nice to have these items in my new property,
but I can live without them.
Wish:
I wish these features were possible, and if you could get
these items, I would be amazed.
|
|
